Quixy Insurance Terms of Use

1. Acceptance of Terms 2. Services Provided 3. User Responsibilities 4. Privacy Policy 5. Intellectual Property 6. Disclaimer of Warranties 7. Limitation of Liability 8. Links to Third-Party Sites 9. Governing Law and Jurisdiction 10. Termination 11. Contact Information

Quixy Insurance Terms of Use

Effective Date: November 7, 2024

Welcome to Quixy Insurance’s website (the “Site”), owned and operated by Quixy Insurance ("Quixy," "we," "us," or "our") with the support of TMW Group, LLC, our licensed insurance agency partner. By accessing or using the Site, you agree to comply with and be bound by these Terms of Use (“Terms”). Please read these Terms carefully. If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms

By using our Site, you agree to these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and Quixy Insurance. We may revise these Terms from time to time, and any updates will be posted on this page with an updated effective date. Your continued use of the Site after such modifications indicates your acceptance of the new Terms.

2. Services Provided

Quixy Insurance operates as a digital insurance marketplace, enabling users to compare insurance quotes and policies from various carriers through our proprietary tools. TMW Group, LLC, a licensed insurance agency, facilitates the provision of quotes, binds policies, and acts as the insurance agency for Quixy Insurance customers.Important Information About Our Services:

Quoting Services: Quixy Insurance provides users with insurance quotes from a variety of insurance carriers. These quotes are estimates based on the information provided by the user and are subject to change based on the final underwriting process by the insurance carrier.
Policy Binding: All policies are bound and finalized by TMW Group, LLC. Quixy Insurance provides initial information and connection to TMW Group, LLC, who will manage your policy and act as your insurance agency.
Agent Support: TMW Group, LLC provides live agent support for inquiries and assistance with your policy.

3. User Responsibilities

You agree to use the Site for lawful purposes only. You are solely responsible for providing accurate, current, and complete information when requesting a quote, applying for a policy, or interacting with our services. Misrepresenting information may impact the insurance quotes or policies offered.By using the Site, you also agree to the following:

You will not use the Site in any way that violates any applicable federal, state, local, or international law.
You will not impersonate any person or misrepresent your identity, or provide false information.
You will not engage in any activity that could disable, overburden, or impair the Site or interfere with other users' access.

4. Privacy Policy

Our Privacy Policy describes how we collect, use, and disclose information collected on the Site. By using the Site, you consent to the collection and use of information as described in our Privacy Policy. TMW Group, LLC may also collect information as part of the insurance process, and their use of your information is subject to both our Privacy Policy and their internal privacy practices.

5. Intellectual Property

All content, features, and functionality on the Site, including but not limited to text, graphics, logos, button icons, images, audio clips, and software, are the property of Quixy Insurance, TMW Group, LLC, or our licensors and are protected by copyright, trademark, and other laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material on our Site without the prior written permission of Quixy Insurance or the copyright owner.

6. Disclaimer of Warranties

Quixy Insurance provides the Site and all information on an "AS IS" and "AS AVAILABLE" basis. While we aim to provide accurate information, we make no representations or warranties of any kind, express or implied, as to the operation of the Site, the information, or the services provided.

No Warranty of Accuracy: We do not warrant the accuracy, completeness, or usefulness of the information provided. Any reliance you place on such information is strictly at your own risk.
Third-Party Services: Quixy Insurance connects you with third-party carriers for insurance coverage. We do not guarantee the quotes, terms, or conditions provided by these carriers.
Limitation of Liability: To the fullest extent permitted by law, Quixy Insurance and TMW Group, LLC disclaim all liability for any damages arising from or related to your use of the Site or reliance on any information provided, including direct, indirect, incidental, consequential, or punitive damages.

7. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Quixy Insurance, TMW Group, LLC, or their affiliates, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Site, the information provided, or your inability to access or use the Site, even if we have been advised of the possibility of such damages.

8. Links to Third-Party Sites

Our Site may contain links to third-party websites, including those of insurance carriers and other partners. Quixy Insurance is not responsible for the content or privacy practices of these third-party websites. Your use of third-party sites is at your own risk, and you should review the terms and conditions and privacy policies of those sites before using them.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Tennessee for the resolution of any disputes arising out of or related to these Terms or your use of the Site.

10. Termination

We reserve the right to terminate or suspend your access to all or part of the Site, without notice, for any conduct that we, in our sole discretion, believe is disruptive or in violation of any applicable law or these Terms.

11. Contact Information

If you have any questions about these Terms or wish to contact us for any reason, please reach out to:

TMW Group, LLC.
Address: 5760 Hwy 109 North Lebanon, TN 37087.
Phone: 615-553-4439
Email: info@tmwinsurancegroup.com

Copyright © 2024 TMW Group, LLC. All rights reserved.